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20+ free calculators and plain-language guides that turn confusing money decisions into confident ones — no jargon, no sign-up, no ads.
Covering every major financial decision in India
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Go from calculator to command center
67 Excel models built by finance professionals. One-time purchase, lifetime access — no subscription.
Starter
- 20 expert Excel financial models
- Child education inflation-shield planner
- Shaadi / wedding budget compounder
- Dream car: cash vs loan analyser
- Salary hike → SIP step-up optimizer
- Target wealth backward SIP engine
- +14 more models in this plan
Pro
- 35 Excel models (all Starter models included)
- Loan top-up vs personal loan validator
- Balance transfer smart switcher (Go/No-Go)
- Scrap old car vs buy new evaluator
- Land vs Nifty SIP opportunity cost
- Commercial vs residential rental yield
- +29 more models in this plan
God Mode
- 67 Excel models — the complete library
- All Starter (20) + Pro (35) models included
- Arbitrage fund vs FD post-tax settle-sheet
- Equity savings volatility buffer projector
- Liquid fund zero-penalty emergency tank
- Conservative hybrid SWP income engine
- +61 more models in this plan
All calculators stay free forever. Excel models are a one-time purchase — no subscription.
Decide better, not blindly
Plain-language guides on loans, taxes, investments & savings — written for real people.
5 LPA CTC in Sector 56, Gurgaon: Can You Really Live Comfortably? (The Financial Breakdown)
Stop guessing your salary! Calculate your actual take-home pay from 5 LPA in Gurgaon. See the real cost of living in Sector 56, Gurgaon.
Is Your Salary Slip Lying to You? 📊 Capgemini 5 LPA CTC In-Hand Breakdown for Gurgaon (New vs Old Tax Regime)
Stop guessing your take-home salary! Get the precise 5 LPA Capgemini in-hand breakdown for Gurgaon (Sector 56) comparing Old vs New Tax Regimes.
HCLTech 5 LPA Salary Breakdown: New vs Old Tax Regime Matrix for Gurgaon (2026)
Decode your ₹5 LPA in-hand salary at HCLTech in Gurgaon. Compare New vs Old tax regimes & save thousands. Get the full matrix now!
Tech Mahindra 5 LPA CTC In-Hand Salary Breakdown in Gurgaon: New vs Old Tax Regime Matrix
Unlock your true take-home pay! See the exact in-hand salary breakdown for 5 LPA at Tech Mahindra in Gurgaon. Old vs New Tax Regime analysis inside.
5 LPA CTC in Sector 56, Gurgaon: Is It Enough to Live Comfortably? (A Candid Financial Breakdown)
Is 5 LPA enough for Gurgaon? We break down your in-hand salary, realistic rent costs in Sector 56, and the truth about living comfortably in NCR.
ICICI Bank 5 LPA CTC Breakdown: New vs Old Tax Regime Salary Matrix (Gurgaon 2025)
Maximize your 5 LPA salary! See the ICICI Bank in-hand breakdown for Gurgaon. Compare Old vs New Tax Regimes instantly.
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Why thousands of Indians trust PaisaManage
We built what we wished existed when we were confused about money.
No Personal Data Collected
Your numbers stay on your screen. We don't store your salary, loan details, or investment inputs. Zero data sold, ever.
Formulas Verified by CAs
Every calculator formula — EMI, SIP, tax slabs — is reviewed by practising Chartered Accountants and cross-checked against RBI & SEBI guidelines.
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All 20+ calculators are permanently free. No credit card required, no trial period, no "premium" version that locks features.
Updated Every Budget
Tax slabs, NPS limits, PPF rates, Section 87A rebate — we update within 24 hours of every Union Budget and RBI policy change.
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We will never put ads on our calculators. No pop-ups, no sponsored results, no affiliate recommendations disguised as advice.
Built for Middle-Class India
Not for HNIs. Not for traders. Built specifically for salaried Indians navigating home loans, SIPs, school fees, and retirement with one income.
Regulatory disclaimer: PaisaManage is a financial education and calculator platform. We are not a SEBI-registered investment advisor, stock broker, or mutual fund distributor. Our calculators and Excel models are illustrative tools only. Past returns shown are not indicative of future performance. Please consult a SEBI-registered financial advisor, CA, or CFP before making investment, tax, or insurance decisions.
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